Banking Resume

Banking 2 years experience Resume

Mobile No: 09711736277,


Seeking assignments as management trainee,analyst or sales of financial products with a reputed organization preferably in the Banking and Financial Services sector.

Profile Summary:

•A focused and result oriented professional with nearly 2 years of experience in Banking Operations, Cash Management and Customer Relationship Management
•Currently associated with HDFC Bank Limited, Chhindwara as Assistant Manager •Experience in managing functions in co-ordination with internal / external departments for smooth business operations.
•Exposure in handling cash transactions operations including implementing risks management policies .
•Resourceful at maintaining relationships with clients to achieve quality product and service norms by resolving their service related critical issues
•Abilities in coordinating with internal/external customers for running .successful business operations and experience of implementing procedures and service •Deft at Operations Management focusing on maximizing customer satisfaction, process compliance, revenue, etc.
•Possess excellent interpersonal, communication, analytical & problem solving skills.

Organizational Experience:

Since Sep’12   HDFC Bank Limited, Chhindwara as Assistant Manager – Retail Branch Banking


•Supervising overall operational performance of the branch
•Managing customer centric banking operations
•Forwarding instructions to the concerned department & ensuring maximum satisfaction
•Identifying and networking with prospective clients, generating business from existing accounts and achieving profitability and increased sales growth
•Building and maintaining healthy business relations with the clients and ensuring high customer satisfaction matrices by achieving delivery & service
•Monitoring cash manageent services, clearance, statement rendering and inter-branch entries
•Handling current account & savings account deposits
•Ensuring the timely delivery of process multi-pay cheques
•Formulating MIS reports / documents for the smooth functioning of operations
•Conceptualizing and implementing  competent strategies with a view to penetrate new accounts and expand existing ones for a of deposit products
•Ensuring that the fund management strategies are in line with the corporate objectives
•Preparing contingency funding plans without affecting profitability
•Monitoring database of customers

Dec’11 – Aug’12   Axis Bank Limited, Corporate Banking Branch, New Delhi as Assistant Manager – Corporate Banking Operations

Key Result Areas:

•Handling the operations pertaining to Domestic Trade Finance especially Bank Guarantees
•Looking after the issuance of Bank Guarantees inclusive of legal vetting of the Bank Guarantee format and its all amendments
•Shouldering the responsibility of handling & maintaining:
•Conditional claims of the Bank Guarantees in order to follow up with the Applicant and Beneficiary in finalizing either the claim or extension
•The invocation of the Bank Guarantees
•Timely recovery of all the deferred commission of the Bank Guarantees
•Margin for Bank Guarantees issued against 100% cash margin as well as limit clients
•Ensuring stringent compliance of all the circulars issued by the Bank for Guarantees, expired Bank Guarantees Notices and following up with the customers on the same
•Directing efforts towards reversing the Bank Guarantees after undertaking follow up with the customers in order to ensure the exposure of the Bank is timely capped
•Working in coordination with Central Office of the Bank and customers for getting confirmations of the Bank Guarantees issued by acting as a linking pin
•Facilitation/disbursement of Non-Fund Based Facilities (approx. 15000 crores business) sanctioned to the Corporate Customers.


2011  PGDBM (Finance & Marketing) from MS Ramaiah Institute of Management, Bangalore with CGPA of 6.99
2008  B.Sc. (Physics & Chemistry) from University of Allahabad, Allahabad with 55.55 %
2005  XII from DAV Inter College, Menhdawal with 70.00 %

IT Skills:

•Proficient in MS Office 2000/2003/2007 (Word, Excel, PowerPoint), Windows XP/07 & Internet Applications


•CAIIB Certification of Indian Institute of Banking and Finance    .
•MCX Certified Commodity Professional.

Personal Details:

Date of Birth  :16th Jun’ 1988
Languages Known:English, Hindi & Marathi
Contact Address:Pune - 411004


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